Let’s get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.
Let’s get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.
I’d be careful about the HVAC thing. I read somewhere a while back that it can cost more to change temperature than to just leave it slightly lower/higher and just wear a sweater or just shorts and a T shirt. Changing temperature is especially expensive if you’re drawing more electricity during peak times to make that change, like getting home from work at 6pm or so, when rates are higher. If you have a small apartment it may not be so bad to change the temp in a smaller volume of space.
YMMV, check your rates and times you’d be changing temp. Wear a sweater or strip as much as is feasible.