It sounds like your morals are beholden to whatever reprehensible things are allowed by the government, if you are competitively incentivised. If slavery became legalised today, would you buy yourself some slaves to make sure you’re keeping up with the Jonese’s? Just because the government allows you to negatively gear and buy stacks of houses off of an initial investment, depriving others of their first home - solely because you legally can - doesn’t mean you have to, or should. This opulence of multiple home ownership, where you literally charge your tenants more than your mortgage costs, profiteering during a housing crisis, is really reprehensible. Look, I’m sure if we were at the pub together we’d have a great time, but buddy, you’re objectively an immoral person.