Car insurance is relatively simple. I shop around, telling them how much coverage I want. They request my driving history, and give me a quote. At any time, I can shop around and change insurance policies without any problems. Once it’s time to collect payment, it’s a relatively simple matter. What makes health insurance so difficult, controlling, unreliable, and expensive? For example, with health insurance:

  • Can only shop during a specific enrollment period

  • Policies are so complex, the vast majority of the population can’t understand them

  • It’s commonly provided in part by the employer because buying a policy otherwise is prohibitively expensive

  • Insurance companies are notorious for denying payments

  • DBT@lemmy.world
    link
    fedilink
    arrow-up
    3
    arrow-down
    1
    ·
    5 months ago

    How do you file a complaint? I had frame swap that cost almost 20k a couple years ago after getting rear ended and my insurance said the diminished value was only 60 bucks. I never even cashed the check I was so pissed.

    • ChapulinColorado@lemmy.world
      link
      fedilink
      arrow-up
      2
      ·
      edit-2
      5 months ago

      I agree that insurance companies are a scam, but it sounds like you had the work done before repairs and shops were agreed on? Insurance companies generally work like that…

      • DBT@lemmy.world
        link
        fedilink
        arrow-up
        1
        ·
        5 months ago

        I did not. I went to one of their “approved” shops and they paid them directly.