• mkwt@lemmy.world
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    22 days ago

    The critical document in this story is the BOE, but I have no idea what that’s supposed to stand for.

    I also don’t know POA. (Maybe power of attorney, but doesn’t make sense).

    “Recision of security interest” sounds a lot like a document that attempts to void out the part of the loan papers that let the lender repossess the car on default.

    CFO is chief financial officer, an executive at the lender organization.

    UCC is the Uniform Commercial Code, a set of laws enacted in most states covering business practice regarding contracts and such.

    SEC is the Securities and Exchange Commission, which regulates publicly traded stocks (“securities”). This seems to confuse the investment meaning of security with the different meaning of “security” on the loan.

    CFPB is the federal Consumer Financial Protection Bureau. This organization does do things to protect borrowers in default from unfair debt collection practices. I can’t imagine why they wouldn’t just leap into action for this case.

    Finally IRS collects federal income taxes. Form 3949a is a tattle tale form that lets you report things like your friend’s improper deductions to the IRS. That’s real nice.

    • glimse@lemmy.world
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      22 days ago

      BoE means Bind on Equip meaning you can freely trade it to another player until it’s equipped. At that point, the item becomes “soulbound” and cannot be traded again

    • ramble81@lemm.ee
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      22 days ago

      Yeah it’s the BOE and 3949a I didn’t know. Also “poa” but I think that’s “power of attorney”.

      • mkwt@lemmy.world
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        22 days ago

        Sorry I edited some of this stuff in.

        I’m still stumped on BOE, but IRS form 3949a allows you to narc on people for tax misconduct.

    • Evotech@lemmy.world
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      22 days ago

      Bill of Exchange is a financial document used to facilitate payments, similar to a check or promissory note.

    • JackbyDev@programming.dev
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      22 days ago

      I think I’ve seen this before, idk what boe stands for but it’s some sort of document that a lender can give you that basically waives needing to pay. I don’t know the details and it’s not like they use these things in good faith. Essentially this person is trying to get out of paying for their car. That’s why it got repossessed.

    • wjrii@lemmy.world
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      22 days ago

      I also don’t know POA. (Maybe power of attorney, but doesn’t make sense).

      I get dizzy trying to follow this, but SovCit may have given the lender a limited power of attorney over the super-duper-definitely-real trust account that they’ve reclaimed from the fake government, so the lender can draw down the funds to pay for the car. SovCit is not a thief, after all!