check where your retirement and savings are invested. buy a low cost index fund (fidelity and vanguard have great ones).

do not invest in any funds that have high fees. (there are plenty of good funds with fees around 0.1%)

I split my savings between:

• total domestic stock index
• total international stock index
• cash/money market/bonds
• a small amount in a sector fund with higher growth potential (e. g. tech) or risky investments

if they’ll cheat with you, they’ll cheat on you