• 2 Posts
  • 117 Comments
Joined 1 year ago
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Cake day: June 15th, 2023

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  • And I’m going to plug YNAB which is why I have these numbers, it costs $120/yr which is included. Highly recommend doing some kind of budgeting even if it’s on paper in a notebook once a month because all these costs can creep up. If you want free electronic use a spreadsheet.

    My problem with getting and staying on budget is keeping up with data entry, YNAB and it’s ilk are all too manual. And the automatic ones have issues pulling together all my accounts and reconsilling the transactions between them. For example, a $10 PayPal debit from my bank account and it’s companion PayPal transaction should be correlated as the same transaction, but all the softwares I’ve tried would automatically treat them as separate no matter what I did. Which would ultimately throw off all the nice budget numbers making them uselss

    I was hoping the genAI craziness would at least bore out a great fully automated budget system that would at least mostly solve my problem, but alas I still have yet to hear anything on that front :/







  • Yea, but it’s a good phone to target, Pixels are one of the few remaining manufacturers that freely let you unlock the BL and probably one of the last that is carried by nearly all major US carriers. OnePlus used to be another but iirc they’ve stopped selling on all carriers stores

    Yes yes yes, you can buy any frequency-compatible phone you’d like from like Amazon, AliExpress, Best Buy, manufacturer store etc but that’s an expensive option for many as you have to front the entire purchase price with little exception.

    So if you want a BL unlockable phone, purchased through a carrier to take advantage of the reduced financial load of payments instead of all up front, in the US…it’s pretty much just Pixels


  • Do you have time to build something partially from scratch? I could see repurposing an old laptop, disassemble it and make the screen face outwards with the board affixed to the back of the screen lid.

    Might take some creative routing with the internal display cable, but I’ve taken apart tons of laptops where this would be doable, especially after you’ve discarded the plastic chassis

    Though you’ll still need a frame of some kind, unless you like the “raw-tech” look




  • Those things are a joke, have you ever been on Medicare? It’s terrible and are still strangled by private insurances at every turn.

    A few years ago, it was calculated that moving to a single-payer healthcare system and abolishing private healthcare would, at worst, increase an individuals tax to like <$1000/yr

    I have a fairly decent employer provided insurance and even then it’s still 500+ a MONTH in just premiums. Before even factoring in other private insurance bullshit like copays and out of pockets and a myriad of other fees and gotchas, I’ll exceed that 1000 tax bill in like 2 months.

    Even if you’re a selfish conservative asshole, it would save you so much money as well.

    But sure, keep listening spouting the rich elite propaganda, you’re just a temporarily embarrassed billionaire after all.



  • Is not a cure-all by any means, they have their own problems

    Did you know that a bank is specifically forbidden from taking money from a checking or savings accounts to satisfy a payment owed without your express authorization if you also have a loan/credit card through the same bank?

    Did you also know that CUs are exempted from that consumer protection regulation? That’s right and many of them exercise their ability, I learned this the hard way, when MF’in NFCU ripped a 300$ payment out of my account that was 2 or 3 weeks late on an unsecured loan (it wasnt even a couple months) and screwed over my ability to make my rent that month.

    They also have the DUMBEST online account security practices. “We can’t have you set your own username for “security” so you’ll have to wait for us to mail you a letter with a user ID on it, oh and to log in for the first time you’ll have to wait another week for us to also mail you a new account pin”

    CUs might be a tad better than banks, but they are NO savior.



  • It’s not all about the calories. It’s true butter is dense in calories, but it’s dense in calories your body will convert the bulk of into useful things it needs.

    Sugar OTOH, also adds a lot of calories, but your body will only use a small portion of it and convert the rest to fat for later use.

    For nearly all of human evolution, sugar was a rarity and your body treated it as such, the wide access we have to sugar nowadays has only been a thing for a tiny blip of time as far as evolution is concerned