Heaven forbid you have a fire or flood from a water line break. Insurance companies aren’t your friend and will shaft you if they can - I’ve seen it happen with friends.
So now I have an inventory (and pictures). I have about 4x the stuff in my place than the average person in a house this size, so the defaults from insurance would make me lose lots of money. Once they see an exported spreadsheet with counts and dates (plus the pictures), they’ll cut a check and not argue.
Plus the inventory helps me keep track of what I have so I don’t buy it again.
There’s also the insurance angle.
Heaven forbid you have a fire or flood from a water line break. Insurance companies aren’t your friend and will shaft you if they can - I’ve seen it happen with friends.
So now I have an inventory (and pictures). I have about 4x the stuff in my place than the average person in a house this size, so the defaults from insurance would make me lose lots of money. Once they see an exported spreadsheet with counts and dates (plus the pictures), they’ll cut a check and not argue.
Plus the inventory helps me keep track of what I have so I don’t buy it again.
God forbid the poor insurance dude getting the whole list of damaged items ;)
