• hiddengoat@kbin.social
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    1 year ago

    And your dumb ass thinks that buying a house right now is possible on less than $100k a year. Yeah, you’re a fucking moron.

    I will reiterate my fuck off.

    • jackoneill@lemmy.world
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      1 year ago

      I did the same kind of thing he did, bought a meth lab in 2011 for 50k owner carry contract, evicted the meth heads (that was fun) then gutted it and spent a few years sleeping on the floor, working full time for $16 an hour at day and fixing up the place at night. Had an electrician and plumber friend come show me how to do stuff and help me out for pretty cheap. Sold it in 2020 for 175k when I got married and used that and the new wife’s credit score to get our family house where it’s safe to have kids

      A lot of luck and a lot of work. It’s not easy and there was a lot of luck involved for sure.

      • xtr0n@sh.itjust.works
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        1 year ago

        It’s cool that you were able to improve your situation with a lot of luck, hard work and sacrifice but a basic middle class existence shouldn’t require a lot of luck.

      • jackoneill@lemmy.world
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        1 year ago

        100% no argument at all. I feel very lucky that I was able to do it, and very sad that that’s what it takes….

      • frickineh@lemmy.world
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        1 year ago

        My guy, the shitholes where I live sell for $100k minimum, and come with several hundred a month in lot rent, because they’re trailers. A shitty condo is $200k or more, plus, again, a few hundred a month in association fees. I could move somewhere with a lower cost of living but I’d easily take a 50% paycut, so I’d be in the same situation. It’s not about not being willing to live in crappy places, it’s about even the crappy places being well outside of what nearly everyone can afford without a mortgage.

        • thantik@lemmy.world
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          1 year ago

          You really should take advantage of any first time homebuyers programs you have in your state, and talk to a real estate agent to keep a look out for you. Deals pop up all the time, and the reason you’re not seeing them is you don’t have access to the multiple listing network (MLS), while a real estate agent does. All you see on the market is “what’s left”, after shit gets snagged up. You have no idea what’s available out there.

              • frickineh@lemmy.world
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                1 year ago

                My point is that you can’t just buy a house without credit these days. There are no homes at cash prices, at least not the kind of cash most of us have or could get in any reasonable amount of time. JuSt BuY a UsEd PhOnE (and also wait for a massive recession)! So easy!

                • thantik@lemmy.world
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                  1 year ago

                  My point is that you can’t just buy a house without credit these days.

                  You can.

                  First time home buyers programs. I’ve seen people left and right with no credit whatsoever manage to get a house through these assistance programs.