If you want a drink that tastes like Pepto Bismol the answer is birch beer. It has a very similar wintergreen/methyl salicylate type flavor and is frickin’ great.
My personal favorite is Boylan’s Creamy Red Birch Beer but it’s expensive as fuck.
A less stupidly expensive alternative is Pennsylvania Dutch Birch Beer. Still going to run you $20+ for a 12 pack on Amazon. Fuckin’ shipping costs are insane.
“The best interest of the business” is far too lenient in its wording.
And yet that’s how it works, because business is not a linear thing. Do you have any idea how long “MUXEMOOSE PROOFITS!!!” types have been whining about the price of Costco’s hot dog?
Well good news… you don’t have to fucking answer to stockholders. That’s a fucking lie perpetrated by Harvard Business sociopaths and their bootlicking bitchboys.
All you have to do is what’s in the best interest of the business. If someone doesn’t like it they can sell the fucking stock.
I’ve never taken shrooms but every single shroom-related story I’ve ever been told has ended with “…and then I fell asleep.”
Usually after “So I took some shrooms and watched The Wall…”
My dude, you’re missing about thirty years of history.
Redlining was made illegal by the Fair Housing Act in the late 60’s. It may have still existed in some fucked up form but it was no longer the standard by which lending was done. There’s a reason the rate of home ownership among Black people has steadily risen ever since, and yet it still isn’t close to any other group of people.
The whole system is fucked and it’s largely set up to fuck Black people because some mayo motherfuckers still want to own humans.
And yet your cunt ass cares enough to post.
So you’re a hypocritical cunt, not just a normal cunt.
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Idiots like you are why systemic racism persists.
Fuck off.
About 780 last I looked. Utilization went up when I decided to do some travel this year. But go on thinking that the only people that want a system reformed are the ones that don’t know how to work it.
I’m sure that’ll get you far in life. All the way to brown-nosing middle management.
So you’ve never had an emergency or a need for a large one-time purchase. Good for you. You are not everyone. The sooner you learn and understand that people that aren’t you exist, the sooner you can graduate high school.
No you can’t. When you look at your credit report you see a lot of “MAY” and “COULD” and “MIGHT.”
This is horseshit.
Income is a terrible metric.
I suggest you lie on a few credit applications (not really). You’ll be amazed at how readily you get approved just because your income crosses a certain threshold, even with the same score.
Several years ago I was looking to add a couple of cards, primarily for emergency reasons. I apply for a card and get rejected. Six months later I get a new job that’s promising me a significantly higher income but I haven’t started receiving more money yet (contract work is fun). I apply for the same card, same information, knowing my credit score had not changed, the only difference in my applications was my income (that required no verification) and that time I got approved.
So apparently the banks have a different thought process than you.
And what the fuck is wrong with you that you even think about someone else’s credit score? Are you also mad that your neighbor is gay?
Don’t answer that…
Yes, you brown-nosing corpo-slurping bootlicking twit, I do in fact keep a pretty damn close watch on my credit score because suckups like you will fellate and propagate any capitalist horseshit you can so I have to rather than just NOT WORRYING ABOUT IT and only applying for lines of credit in line with my income levels.
Instead it becomes this stupid game of laddering where you can apply for an increase now, but you can’t apply for new credit, but also you need a new loan to maximize your score, no not that kind of loan, no also don’t pay off the loan that’s bad too, why did you need more credit again?
Anyone ignorant enough to support this needs their own separate financial system that caters to their intrinsic need to be a sub.
Mortgages were, prior to assholes screwing the whole thing up with mortgage-backed securities, seen as one of the lowest risk things banks could handle.
If you default on a mortgage the bank forecloses and auctions the home. This was QUITE rare before the housing crash. The problem was that the banking industry became so lax that they were giving loans to people that actually did NOT have the money to pay for them, figuring that they could just seize and sell the home as they always had. The problem THEN is that mortgage-backed securities were a thing by that point and every foreclosure caused another domino to fall over.
It became a shitshow because banks fucked themselves over being greedy pieces of shit.
“Young liberals” are why we got the fucking civil rights act, ya fuckin’ dink.
There still isn’t a standardized and scientific way to assess credit risk. There are three major companies, several minor ones, and all of them offer multiple products.
IT’S ALL A FUCKING SCAM. We just blindly accept random institutions compiling all of our data and telling a bank whether or not we should be given a loan regardless of our ability to pay it back. It has little to do with income anymore, which should be the only allowable metric. Don’t want the risk? Get the fuck out of the mortgage business.
At one time you walked into a bank, showed how much money you made, and got a home loan.
But that allowed too many Black people to buy homes, so credit scores were invented as a way to discriminate against people using a black box with no real published metric.
Yay for redlining under a different name!
And your dumb ass thinks that buying a house right now is possible on less than $100k a year. Yeah, you’re a fucking moron.
I will reiterate my fuck off.
What the fuck kind of wankjob is upvoting this boomer-tier “Just don’t buy Starbucks” horseshit?
“Just pay cash for everything on your $25k a year! You can totally buy a house if you save for the next two decades!”
Fuck off.
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