I want to give them money but since my childhood my parents pretty much told me that they are all either faking it or are too lazy to go to work for money. I mean, I guess they can go to work but not everyone gets accepted to work as easy as it sounds like.
So then we should ignore Kant and give money to individuals because it’s better than nothing
Sure - if your alternative is doing nothing. It’s not like he’s saying giving money to beggars is immoral, it’s just amoral.
Amoral means not morally relevant. Something that is morally neutral is not amoral, it’s morally neutral.
E.g it is morally neutral to pet a dog, it is amoral to like the colour blue.
Normally in moral philosophy one would avoid this confusion by classifying morally relevant actions/outcomes as “bad”,“neutral”, or “good”.
And Kant would, if I read him correctly, argue that giving money to a beggar is not a moral action - it’s a selfish action, and not morally bad or good as such. It doesn’t have to do with morality, it has to do with our need to feel better about ourselves. :)