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Joined 1 year ago
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Cake day: June 27th, 2023

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  • Hey, it’s Credit One, a notoriously predatory bank. Interest rates are high, fees are aplenty, and they’re not exactly kind. I’m in the credit card hobby and they’re famous for being shit (but situationally useful if you’re trying to rebuild credit). If you’re one of those and use it properly then cancel it, it’s fine. If you don’t pay it off, the balance balloons.

    This person will continue to compound interest and fees until they charge off the account, sell it to some collector, and eventually one of the collector human centipede segments will sue them. Some banks will occasionally let go of debts, but a Credit One charge off will probably see this individual trying sovcit tactics in court -> judgment -> wage garnishment eventually.



  • I try not to get vitriolic but I fucking hate the DNC. They slanted things towards Clinton in 2016 and we got Trump. They slanted things towards Biden in 2020 and we’re now in a truly unimaginable spot trying to just keep a vague democracy thing going. The country is in such bad straits— really, the world— all to screw over one guy just because he said socialism.

    Far right ideology is rising shockingly quickly since Trump brought it to the west. Perhaps I am naive, but I believe that Bernie’s policies would have calmed the brewing storm of far right fury. Politicians could scream all they want about it, but Medicare is so objectively better that I think enough lower class right-wingers would’ve loved it. Like the guys who got their loans forgiven and were like “oh shit an actual benefit, if it’s for me I guess it’s not so bad”


  • Yeah same. I first remember hearing it when Apple was planning that amazingly invasive local scanning of user images. Now it seems to be everywhere.

    I’m not against it though. CP could’ve described multiple things and this one is a lot less mistakable when you know. CP wasn’t particularly intuitive either— no easier to decipher, merely that with years of use many people knew it— so it’s an upgrade overall I think.

    Another benefit is that it includes “abuse” in the name. That’s important and ensures the people who seek that stuff out won’t borrow the term like they did CP.









  • Imo upper class should be limited to the ability to live the rest of your life without working ever again. Otherwise there’s no meaningful distinction between middle and upper class. Stuff is stuff, and more expensive stuff but no other significant separators isn’t enough to put regular Harvard alum in upper class. If they permanently lost the ability to work, they’d die too.

    Class should always be about means to live— middle class should be able to comfortably live and be able to survive bouts of unemployment. This is sadly not the case anymore (though I argue it is because the middle class is simply disappearing), but by letting the meaning erode, we allow the uppermost classes to acclimate society to lower standards. The middle class should be able to go some weeks without employment. The middle class should be equally comfortable as standard non-founder Ivy alum, cheaper stuff notwithstanding. There can be differences of luxuries and ability to move up, but anyone working full time should be comfortable, housed, and not fearful of a layoff or hospitalization.

    Then upper class should be those who could quit forever and continue to live. Ofc, in an ideal society, everyone should have means to live, not merely the middle and up. In America this is not the case though.


  • They’ve made a stunning amount of progress in accepting credit cards in the past couple years though. I’m there pretty regularly and the shift has been wild. By spring 2023 I didn’t really need cash anymore. By fall, I used cash maybe twice.

    There was one thing I was sure I’d need cash for— nope, the hotel paid them and added it to my tab. Back in the day, that mostly happened only if you skipped out on a reservation and the restaurant wanted to collect the cancellation fee. Which has never happened to me so I guess I’m not sure it worked exactly like that.

    I know a lot of people here hate credit cards and only use cash, but it’s honestly a pretty large hassle to get cash in every country you visit. Using the same card everywhere is way more convenient and cheaper (exchange fee + no % back like with a credit card)






  • This is actually pretty crazy to me, I watch <1hr of TV a week but can immediately tell OLED from LCD. It’s the perfect absence of light on black screens, though I’ll admit I don’t see a lot of LCD and may just be encountering only mid ones.

    I’m ex-tech so I don’t use my devices, barring my phone, a lot these days but I can’t unsee the difference. I always get OLED when available; had a “next best thing” miniLED iPad that was unbearable in the dark. But I’d rather not care like you do: objectively speaking you miss out on nearly nothing and don’t have to frown at remaining non-OLED devices like car screens or laptops. Even going weeks without computer usage I’ll still notice, and honestly after typing all this I’m kind of jealous.

    And y’know, perfect black aside, I don’t think I’d notice otherwise. Really unfortunate thing that my brain notices without thinking about and it’s cost me thousands + fear of static screens causing burn in


  • I don’t like your bots at all because I, like others, browse all. Lemmy is too small and inactive to stick to little groups. They also filled my feed with a disproportionate amount of stuff I don’t care about, like selfhosted.

    The idea is genuinely interesting and the execution, especially the bridge to claim ownership of the bot account, is legitimately really cool. But until it’s not spammy— which may be never at the rate Lemmy is expanding, or lack of expansion— it’s going to meet significant resistance.

    It’s weird because I really agree with you. Lowering the barrier to entry for leaving Reddit and porting over its discussions is great. People say they don’t want Reddit content, but honestly I doubt that. Hell, even having copies of the niche Reddit content would help fill out the fediverse’s lack of content. Sadly I don’t see this working at all without two way communication (which you would probably need proxies for). I’d be pretty surprised if you ever brought it back.

    I particularly agree on the moral front. I disagree with Reddit the company and don’t care for the state of the internet. But I can’t see a barrier of entry low enough for people to actually stand up for themselves, so while I respect the effort and willingness to do something about your values, my faith in the remaining Reddit users is low enough that I really can’t see a universe where this works.


  • I’m not much of a gamer admittedly but I have no issues with touch controls. I played several GTA games (III, Vice City, San Andreas, Liberty City Stories), KOTOR 1 & 2, and several shooters on mobile. Right now I play Genshin Impact almost entirely on mobile and am not noticeably worse than when on PC, and I’m starting Hitman: Blood Money as well. Mobile is severely underrated in capacity, and while there is a learning curve and it is more limited than PC, you adapt pretty rapidly.

    But most mobile games suck now. IB has been gone for ages— slain by Epic Games on the plains of Koroth— and it’s hard to think of a good AAA mobile series that came after. Most mobile games seem like thinly veiled money grabs. Even Blood Money was preceded by a godawful sequel to an actually good Hitman: Sniper game filled to the brim with classic mobile microtransaction drivers. I have Apple Arcade included with my subscription and it’s better for not having MTX, but the games themselves aren’t too complex.

    And well, maybe that’s because companies expect mobile players to lack the time for long sessions. So a lot of the games feel like they’re designed for brief sessions like that failed streaming service. The view on that seems to be changing, thankfully, as more AAA games are getting ported again so maybe mobile will get another renaissance.