My father did the same with a timeshare in Mexico. Every time he called to book a room they were full, even booking 8 months out. So he just stopped paying for it. They got mad and called him several times over the years.

Finally he said ‘Fine, I want a room in 3 months time for 2 weeks. I’ll even be pay all the owed fees.’ “sorry we’re full then” ‘Ok, well then I’m never paying you a dime, stop calling me.’ that was that.

As far as I know his credit was never hurt, but he’s also got amazing credit so maybe it was enough to offset that hit.

In all seriousness, it’s not a bad idea. I think I will try it.

It’s tough for sure. I quit once for a year and a half, but some stressful times got me back into biting. You can quit too!

But what if I’m a masochist?

That’s how I’ve done it in the past. I keep nail clippers in my pocket all day. Thanks for the tip though.

Biting my nails and the skin around my nails. Currently trying to quit again. On day 6.