Paranomaly

Let’s put a cap on how much excess energy the body can store as fat. Sure, some amount is fine and has a number of uses, but just let me poop some excess calories out. I’d only need more if I were to hibernate.

Thinking on it, I want to hibernate too, please.

While we’re at it from animals, how about upping some of our regeneration? Teeth don’t regrow? Naw, constant regen please. I get too big of a cut and I get a scar? Let’s let everything regrow from being lost if you can survive without it. Also why doesn’t the brain heal? Most important part of the body and each crack’s there for life. Let me get my serotonin back already, slacker.

Also what’s with this getting assigned a gender thing? You don’t even get to know what it means before you have one! And then we build society as if this coin flip was the seed to the tree of life. Let people choose and switch naturally, please and thank you.

Not as frequent in posting as he used to be, but Todd in the Shadows is a pop music reviewer who also makes interesting videos talking about the careers and context of one hit wonders and career killing albums.

Not trying to speak up for any insurance company and will never say that the example is a good reflection of reality. Just showing a rough outline in how advertising and recruiting customers -could- be beneficial to the policy holder. It is as much a reflection of reality as a stick man is an anatomic model for study.

Let’s put aside the many, many problems of insurance companies in reality and talk in terms of two parties acting in good faith for ease of demonstration.

Let’s take random person Alice who has insured her wrench set at Insurance Company X. Her wrench set is very important to her job and she only believes in high quality tools, so it is quite expensive. So expensive, that if something were to happen to it, she might not be able to replace it right away. Instead, she pays Company X for an insurance policy. Alice can afford to pay a little bit every month and so this is a good set up.

Uh oh, an impromptu stomp band raided Alice’s store and appropriated her wrenches as drumsticks. They’re ruined! Luckily, Alice is insured and Insurance Company X pays her for replacement wrenches.

Unfortunately for Company X, Alice needed new wrenches before her monthly payments would exceeded the price of the wrenches. So how did they have the money? Well, they have more customers than just Alice. They use some of the money that they get from others to help buy the wrench set in the same way some of Alice’s money is used with other problems as a way to socialize the losses.

As you might guess, this requires more people. More people contributing at once means a bigger pool of money that can cover bigger individual losses when the time comes. As such, Insurance Company X uses a portion of the money they get to recruit more users and thereby make their system work better.

But also greed. Lots and lots of greed.