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Joined 1 year ago
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Cake day: June 17th, 2023

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  • 8bitguy@kbin.socialto4chan@lemmy.worldAnon on credit scores
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    1 year ago

    I certainly have problems with the way current financial institutions operate, but prior to the credit score there wasn’t a standardized, scientific way to assess lending risk. It was left to a good ol’ boy process rife with racism, classism, and sexism. Sadly, we’re better off with what we have now, as flawed as it is.