I had $50 in venmo, which I used to purchase groceries, because my bank account is currently negative.

Instead of using the $50 in my bank account, instead, a week later the $50 came out of my bank account, not touching the Venmo balance at all.

So now I have an overdraft fee, effectively meaning I paid 1.5 times for those groceries.

I don’t have “overdraft protection,” I’ve told my bank I don’t want overdrafts to go through, but fuck me for being poor I guess.

  • lmmarsano@lemmynsfw.comEnglish
    1·
    30 days ago

    Is that not the purpose of their ATM networks? Though I never use them, I read some offer deposits that way.

    I’ve always direct deposited or scanned checks. If someone needs to send me cash, it’s always through some service like Zelle, ACH, or online bill pay.

    I don’t like to carry cash. Cards, digital wallets, & ACH meet all my needs. I can see how that’s a PITA for those who do, though.