I understand returned payment fees for checks, but I’ve never been charged for having a credit card decline.

Stupid of me to sign up for auto-payment when I use my credit card for gas, I guess.

  • Yermaw@lemm.ee
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    1 month ago

    It’s expensive being poor. I used to get charged £15 if I didn’t have the funds because I wasn’t allowed an overdraft. Being unable to pay £5 left me with £-8 frequently. Because apparently I was allowed an overdraft if they did it to me.

    • andros_rex@lemmy.worldOP
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      1 month ago

      When I was doing Amazon Turk - had like $10 to my name, I accidentally clicked on “withdraw funds” instead of “deposit funds” for the $15 I’d spent ten hours earning.

      Bank of America charged me $35 for the “overdraft.”